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Budget planner calculator

To stick to a budget, use our budget planner calculator

A budget planner does two things.

1. Budgeting is when you balance your income with your outgoings (expenses), with the aim of reducing your expenses.
2. Planning is when you examine ways to achieve your budget.

The first step in budgeting is to list all your income, then list all your expenses. It's important you include everything so you can see your true financial position. Only then will you know exactly how much money you have left to save. Reducing your expenses helps you grow your savings faster.

Ways to help you save

• Start an Automatic Savings Plan - You can set one up with an ING DIRECT Savings Maximiser.
• Open a High Interest Savings account. - The ING DIRECT Savings Maximiser helps get your savings moving faster because it has no fees and gives you a high interest rate.
• Open a Term Deposit with ING DIRECT - If you've already saved a lump sum put it into a term deposit and get guaranteed return for the term.
• Try the online budget planner calculator.

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to the any of our savings products you should read the relevant terms and conditions. Available at ingdirect.com.au. Savings products are issued by ING DIRECT, a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823

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