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Home Investment

What to consider when purchasing an investment property

• If you're planning to rent your investment property out it's worth factoring for a period when the property will be empty and not returning any rent. Ask yourself if you can afford the repayments without the help of rent. Work out how much you'll have to contribute when you aren't getting any rent and make sure you can meet all the repayments.
• It's worth checking out landlord insurance to protect your investment.
• When you're considering buying an investment property study the local amenities in the area. Don't get emotionally attached, instead think of your investment property as a capital investment and research the type of properties you're considering buying. Remember, this is not going to be your dream home - it's to help you make money.
• Get good financial advice and make sure your mortgage is structured so that you get the most out of your investment property.

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