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Line of Credit Mortgage

How can the flexibility of a line of credit mortgage help you?

A line of credit mortgage loan lets you borrow up to an agreed credit limit and once you've repaid a part or all of it, you can redraw it again up to that credit limit without incurring redraw fees.

So it's a flexible way to borrow money and is popular with investors because line of credit interest rates are usually less than personal loans.

With an ING DIRECT Smart Home Loan you get a nil interest VISA account. Up to 3% of your total loan – to a limit of $10,000 – goes to your VISA account, which you can access cash by EFTPOS and via any ATM throughout Australia. You also get a cheque book and you'll have the ability to transfer funds online.

The ING DIRECT Action Equity loan repayments are Interest Only and you pay only for what you use. You can use the loan to take a holiday, buy shares, or invest in more property.

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