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Low Rate Mortgage

What are low rate, no frills mortgages?

These are the mortgages that generally offer you low rates although they could come with less features, such as an offset account.

A perfect example is the ING DIRECT Mortgage Simplifier. This award winning product gives you a competitive mortgage rate with no ongoing monthly or annual fees.

With the Mortgage Simplifier you get:

• A competitive low interest rate.
• No ongoing annual or monthly fees.
• You can make extra payments with no extra cost.
• No minimum redraw amount and no redraw fee
• You can get a 0.06% p.a discount on the Mortgage Simplifier interest rate if you borrow $300,000 or more on a residential property.
• You get flexibility to make Interest Only or Principal and Interest repayments.
• You can split your loan with a fixed rate mortgage.

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